Benefit Insurance Services Joins United Benefit Advisors, Enhances Employer Services. National Network Unites Independent Benefit Providers.
Sacramento, CA (ContentDesk) February 19, 2004--Celebrating its 25th anniversary in 2004, Benefit Insurance Services, headquartered in Sacramento, Calif., has 7 employee benefit advisors as well as a dedicated support staff. The agency makes use of state of the art technology to provide an array of sophisticated and innovative insurance services for a large and varied customer base throughout Northern California."In the continually changing arena of employee benefits it is essential to identify new ways for a regional independent brokerage like ours to remain competitive with the large financial institutions entering the marketplace," says Dale L. Waters, president and CEO of Benefit Insurance Services. "Becoming the exclusive UBA member firm in the greater Sacramento region presents our agency with the opportunity to enhance our services and better serve our clients' needs, while providing us with a network of resources across the country without having to surrender our independence."To qualify for UBA membership, an agency must meet stringent financial and professional credentialing requirements and commit to the most thorough code of ethics in the benefits industry. "Benefit Insurance Services is recognized as one of the premier independent employee benefit advisory firms in the country, and we are proud to have them as a member," says David J.
LoCascio, UBA's CEO and co-founder.UBA Members provide benefits consulting and brokerage services, and best-in-class products to nearly 15,000 private corporations and public employers. As trusted advisors, we help our clients manage over $4 billion annually in Employee Benefit expenditures on behalf of 1 million+ employees and their families.About Benefit Insurance ServicesFounded in 1979, Benefit Insurance Services (http://www.benefit-insurance.com/index2.htm), is headquartered in Sacramento, Calif. The company is one of Northern California's leading independent insurance agencies, specializing in providing employee benefits programs, financial and human resource management services to business clients in a wide variety of industries. About United Benefit Advisors (UBA)???UBA, (http://benefits.com/index2.html), is an alliance of the nation's premier independent benefit advisory firms. It is a community of peers?learning, sharing, and focusing on issues unique to successful independent advisors.
Working collaboratively with other top independent benefits firms, UBA members are better positioned to help employers and employees respond more efficiently and effectively to the challenges of an ever-changing employee benefits marketplace..
Senior Health Care Insurance
Health Insurance For Seniors On The NetWhen a good friend of mine inquired where he could obtain information about medical insurance for his out-of-state, elderly mother, I told him to try the Internet.He reported back to me about a week later, in desperation: "I am giving up, I am too confused." He had taken on an overwhelming project with his widowed mother, living in another state. As the only child, and following the sudden death of his father, it was his responsibility to care for his mother.In this world of technology, the family unit is often living in different geographical areas and the family members are usually quite involved with their own lives, careers, and families. In addition, when both parents are alive, often one or both parents are quite independent and do not require a lot of assistance. As time goes on things, of course, change, and sometimes change very suddenly. There can be a crisis, with regard to the health care needs of one or both aging parents.With our baby...
Senior Health Care Insurance
Insurance > Senior Health Care Insurance
Physician: Heal Thyself!
Don't look to the federal or state legislatures to control medical malpractice costs.
"We can do it ourselves," is the mantra of Pediatricians Insurance Risk Retention Group of America (PIRRGA). Now in its second year, the small, innovative insurance provider is having real success in Florida.
"Doctors can reduce their risk, practice better medicine, be aware of problem patients, and avoid lawsuits," says the company's president, Gene Rosov.
PIRRGA first issued Florida policies in February, 2004.
According to the industry's "Crittenden Medical Insurance News," Texas and Utah are next in line."Doctors and legislators are looking for solutions in all the wrong places," says Rosov, who runs the company with a team of insurance, medical and legal experts. PIRRGA provides substantial premium refunds to the doctors who participate in its risk management education and loss prevention programs.
The company is owned by its doctor/members.PIRRGA examined...
Insurance > Physician: Heal Thyself!
How To Realistically Set Your Fees - Part 3
Effect of BenefitsWe have previously examined realistic billable hours and the effect of business expenses on your hourly rate. Now we'll look at the effect of benefits.Once upon at time, when we were employed, we received a benefits package from our employer. This usually included health, life and disability insurance. Many firms also had available pension programs, profit sharing, dental and vision coverage. In addition, one-half of your social security was paid by your employer.As self-employed individuals, we have to provide these benefits for ourselves.
This means an additional boast to the hourly rate we've calculated so far. For the sake of argument, let's figure a standard benefits package consisting of health, life, disability, pension and profit sharing. Let's figure health insurance costs at $300 per month; life at $50 per month; disability at $150 per month; pension (a SEP-IRA) at $500 per month and about 10% for a profit margin.If we total these up we get a yearly...
How To Realistically Set Your Fees - Part 3
Insurance > How To Realistically Set Your Fees - Part 3
Insurance
This page loaded in 0.03256 seconds.